Maine FHA Home Loan

What is a Maine FHA Home Loan and who is eligible?

FHA loans have been helping people become homeowners since 1934. The Federal Housing Administration (FHA) – a part of HUD – insures the loan, so your lender can offer you a better deal. FHA Loans offer; Low down payments, Low closing costs. Easy credit qualifying, and Available on 1-4 unit properties.

Need help with your home buying or refinance process?

Get in Touch Read Our Reviews
Kristen Hitchens
Kristen Hitchens
12:37 28 May 23
We relocated from FL and were referred to Northstar by our longtime FL realtor. Northstar is excellent - Brian and Kara are extremely responsive and very efficient. Everything went smoothly on their end from start to finish, even with multiple complications on our end due to relocating/house hunting mostly from a distance. The mortgage was the most painless part of our move and that's definitely due to Brian/Kara - they were always ahead of the game on paperwork we needed and pivoted easily when we changed plans. Highly recommend - I genuinely can't imagine you'd find a better team to work with anywhere.
David Armer
David Armer
20:09 22 May 23
Thank you, Leigh and team! Closing today was a happy moment and your support and effort to get here were very much appreciated! While it took almost a year to find the right house you all were always prompt, friendly and helpful the entire time. Your rapid responses and knowledge reduced a load of stress during the buying process. My second time working with you and both times consistently have been extremely positive experiences. I highly recommend you and even more so since you are a local business. Many thanks!
Allyson Norton
Allyson Norton
16:00 07 Apr 23
I am so thankful my agent led me to Northstar to work with Leigh and Kara. The team at Northstar are truly working with you as a partner when going through the home buying process - I was confident I was working with the best the entire time. Every question was answered, and I always appreciated the transparency. They definitely made both selling and purchasing a home a breeze!
Elizabeth Voisine
Elizabeth Voisine
15:35 09 Feb 23
Leigh was fantastic to work with. She was helpful and dealt with my many questions so kindly and efficiently. She was readily available whenever questions arose - evening hours too, which was super helpful, especially when we got down to crunch time. I highly recommend Northstar Mortgage Group!
Amanda Ackley
Amanda Ackley
13:00 31 Oct 22
My family and I will be forever grateful for Leigh, Kara and the entire team at North Star Mortgage for helping us through our journey of first-time home ownership. As with any mortgage it comes with many obstacles/stresses and we were overwhelmed by it all, but Leigh and her team were quick to respond promptly and put our minds at ease. Working with this company, we didn't feel like just a number, we felt like it was a friend on the other end! Highly Recommend, and again thank you North Star Mortgage for helping our family with our new home.
Elisha Perez
Elisha Perez
20:57 23 Aug 22
We loved working with Leigh and Kara. My husband and I were first time homeowner/buyers and Leigh worked relentlessly to get me approved and she worked hard for a low rate. I would recommend northstar mortgage group to everyone but especially first time home buyers.
Rachel Dyer
Rachel Dyer
15:39 18 Aug 22
I really can't recommend Northstar Mortgage enough. Leigh and Kara were quickly responsive to my many questions, and as a first-time homebuyer they made this whole process extremely easy to understand and as stress-free as possible to move through. Not only is the team at Northstar well informed, capable, and efficient, they're also incredibly friendly and kind - they worked with me around the closing dates and I even managed to close a week early thanks to their efforts and support. Long story short, Northstar Mortgage is awesome, and I know I'll be coming back to this team for my future mortgage needs!
Heidi Ortiz
Heidi Ortiz
00:11 31 Jul 22
10/10 highly recommend. Brian and Kara are a great team and were instrumental in getting our dream home! Brian kept us informed and provided clear expectations for our financing, answered all of our questions, and always followed up. Kara kept us moving forward and even stayed late on a Friday night so that we were still able to close on our original closing date. Couldn't have done it without them. Thank you for all the hardwork you guys did to get us into a our first home!!
Konstantine Chapanoff
Konstantine Chapanoff
20:26 26 Jul 22
Mike Virgie was spectacular to work with! Extremely professional and efficient.Full communication every step of the way, which wasn’t many steps as he made the cash out refinancing process super easy. Flexible terms, rock bottom rates, great local service.
Steve M
Steve M
14:57 26 Jul 22
I have known Mike Virgie for over 10 years. I have completed two refinancing loans with Mike and Northstar Mortgage over the past few years. Mike's diligence is on point, and he clearly explains every detail and step during the process. Most importantly, Mike is super knowledgeable about the industry and current market trends. He provides insight beyond his knowledge of mortgages. If you would like to have peace of mind and feel confident your loan process will be done correctly, I highly recommend you to use Mike Virgie. He truly has your best interest at heart.
Joshua Dickson
Joshua Dickson
21:04 24 Jul 22
The smoothest process I’ve ever had! Mike Virgie was absolutely amazing. Every communication was clear, timely, and if I missed something, he followed up with me instead of just waiting(which I’ve had happen in the past with different lenders). Definitely my go-to for the next purchase or refinance!
Fred Reinhard
Fred Reinhard
20:20 22 Jul 22
I referred a friend to Mike Virgie of Northstar Mortgage. To say my friend is tech challenged, is an understatement. My friend was so thrilled how patient and understanding Mike was. So impressed with his “down to earth” style. Way to go Mike!
Jeremy Niles
Jeremy Niles
15:48 21 Jul 22
Leigh and her team were amazing to work with while we bought our first home. After dealing with some frustration with a couple other lenders Leigh's service was such a refreshing experience. She got us closed early, offered a competitive fee schedule and locked in (for today) a pretty great rate for us. We got all our questions answered, her team was amazingly responsive and we generally felt like we had made a very good new friend.I wouldn't hesitate to recommend Leigh and the Northstar team.
A Google User
A Google User
15:48 21 Jul 22
Leigh and her team were amazing to work with while we bought our first home. After dealing with some frustration with a couple other lenders Leigh's service was such a refreshing experience. She got us closed early, offered a competitive fee schedule and locked in (for today) a pretty great rate for us. We got all our questions answered, her team was amazingly responsive and we generally felt like we had made a very good new friend.I wouldn't hesitate to recommend Leigh and the Northstar team.
Ashley Sullivan
Ashley Sullivan
18:54 07 Jul 22
I had an absolutely wonderful experience with this company. One of their employees, Danielle, went above and beyond to make sure my family got everything we needed squared away so we could purchase our first home. She guided me through everything that needed to be done and answered any question that I had. Even after we closed on the house, I had some follow-up questions and reached out and she was always willing to provide me with an answer or find me somebody who could help. I highly recommend this company.
business H.
business H.
17:14 29 Jun 22
Leigh was wonderful to work with as she smooth-lined the mortgage process for a purchase we made out-of-state with ease. She was very helpful and quickly responded to any questions or concerns raised along the way. I would choose Northstar, and recommend Leigh to others in the future. Thanks so much, Leigh & Kara for making this as calm and organized a process as possible for us! ~Erica H.
Cody Fraser
Cody Fraser
12:54 23 Jun 22
Had a great experience working North Star Mortgage. Leigh was very responsive, knowledgeable and made sure we got into our new home. Thankful for the help and advice along the way. Highly recommended!
Aaron P
Aaron P
17:04 16 May 22
Leigh, Kara, and the entire team at Northstar Mortgage Group were awesome and a pleasure to work with throughout the entire home-buying experience. All was done through email and phone making it super convenient for me as where I live in Oxford, Maine. They made the VA loan process a breeze and closed in 30 days. Thank you!!!
Christopher Hamilton
Christopher Hamilton
15:28 11 May 22
Leigh was incredible to work with on my VA loan! There were a lot of challenges with my particular loan: doing everything remotely, unique property, multiple underwriting conditions, but Leigh was able to respond quickly and proactively with innovative solutions. She was extremely helpful and encouraging during the entire process and it was a pleasure to work with her and Northstar Mortgage Group! I also want to include a very special shout-out to Kristina Emery, our loan processor. Her patience and enthusiasm was a shining light during the lending process. Thank you!!
Carlo Oliveira
Carlo Oliveira
00:54 07 May 22
Leigh and her entire team were fantastic. We had a short window to get everything complete. Due to their persistence and diligence we got through it without a hitch. It was a pleasure working with individuals you knew would respond immediately with patience. Highly recommend if you want a painless home buying experience.
Cory Butterfield
Cory Butterfield
23:52 04 May 22
Jason and Leigh where very helpful with buying our forever home! They where able to finance us in less then 24 hours so we could go under contract on our new build. They would answer my phone calls and text whenever I had any questions, even while on vacation. I am so grateful to them and would use them again and recommend them to all my friends.
Joseph Porter
Joseph Porter
14:13 30 Apr 22
Leigh, Kara, and the entire team at Northstar Mortgage Group have been a pleasure to work with throughout this home-buying experience. We are moving to Maine from out of state, and we needed a quick turn-around on getting a mortgage in this competitive sellers' market. Northstar was there with us every step of the way. The team is professional, thorough, and moves the process along quickly. They were also available to answer all the questions we had along the way. Thank you, Leigh and Kara!
Aviv Gahalan
Aviv Gahalan
01:18 30 Apr 22
Leigh & Kara were communicative and helpful throughout the process.Was able to save the day when other lenders couldn't.Would highly recommend!
Alex Kee
Alex Kee
16:06 27 Apr 22
Leigh and Kara were extremely helpful throughout the process. Both were quick to answer texts, calls, emails and provided helpful information. 10/10
Anthony Voiles
Anthony Voiles
22:05 24 Feb 22
I never thought I’d say “I loved working with a mortgage company” but Brian with Northstar Mortgage Group proved me wrong. Coming from a large major city, I never knew it was possible for a home buying process with a mortgage company to feel to personable. They went above and beyond and made our home buying process from another state very enjoyable and easy.
Maddy M
Maddy M
00:45 20 Jan 22
Leigh & her team were exceptional! They were very responsive to the many questions that we had as first time home buyers which was important to us. I highly recommend this group, they take the time to fully explain all the little things that come with buying a house. They even reached out to see how we were doing after we bought the house which was very thoughtful. We plan to use this group again for future purchases!!
Ashley Smith
Ashley Smith
23:20 04 Jan 22
Leigh and her team are FANTASTIC! We didn't make it easy for them, either.We first purchased our home through Northstar Mortgage. I don't know how she did it, but Leigh was able to secure financing for us to buy our dream home.5 years later, we refinanced to do some improvements. They were fast, friendly and knowledgeable. Leigh answered my questions even while recovering from Covid.When we were out of town for the closing date, Leigh knocked it out of the park by sending a travelling notary to our resort in Myrtle Beach.I thoroughly enjoyed working with Leigh and her team and I highly recommend them!
Matt
Matt
20:59 20 Dec 21
Brian and Kara were fantastic in securing a mortgage for my wife and I. They were attentive, responsive and just great people to deal with and speak to on the phone. They helped us close a week earlier then scheduled and we could not have asked for a better outcome. Highly recommend.
Amanda ʕ•ᴥ•ʔ
Amanda ʕ•ᴥ•ʔ
01:32 20 Nov 21
It was an absolute pleasure to work with Brian and Kara. They were extremely helpful, professional and very friendly. They made the home loan process very easy especially since this is my first time buying a home and whenever I had questions they were there. They congratulated me on closing day and now I have a beautiful dream home thanks to their help. I would absolutely recommend Northstar to anyone looking for the best loan company. They are fantastic!
Tiffanie Delano
Tiffanie Delano
00:48 22 Oct 21
My husband and I recently refinanced our house with Northstar and to say Haley was amazing is an understatement! She was always so prompt to answer any questions I had no matter how silly, no matter the time of day, even replying when she was out of the office getting ready for her wedding! She was so helpful through the whole process, especially when we had a couple obstacles to overcome. I would one hundred times over recommend Northstar to anyone I know looking to buy or refinance.
Jennifer Dunn
Jennifer Dunn
12:52 19 Oct 21
Working with Leigh and Northstar Mortgage was a fantastic experience. Leigh made the process very easy, especially with all the online tools. Leigh and her team were always quick to respond to emails and very encouraging in a stressful market. We held my closing at the Northstar Mortgage office, and all I can say is WOW. The decor and ambience of the office made for a pleasurable experience. Everything is so bright and open! I have bought and sold 4 houses in the last 6 years, and this has to been hands down the most seamless and smoothest transaction!
Perrin Jameyson
Perrin Jameyson
17:56 18 Oct 21
Leigh and Kara really worked with us to find what works and what made us comfortable- especially in this market! I’d recommend them to anyone! Thank you so much, guys
Shelly Afthim
Shelly Afthim
16:50 18 Oct 21
Working with Leigh was awesome! She made the entire process easy and used her knowledge of the process to get us the best possible rate. We would highly recommend Northstar Mortgage and Leigh to anyone looking for a mortgage. They are consistently voted the best in the area and it’s because of their professionalism and care for their clients!
Binh Alley
Binh Alley
19:02 01 Oct 21
I love Leigh. We bought our first house with her 5 years ago and she helped us close within 4 weeks and just helped us on another house. She had been responsive in between especially with the recent house with Kara's help. I highly recommend them even to family and friends.
Windham Powersports
Windham Powersports
16:22 24 Sep 21
Thank you for all your help in my refi process!! Super easy and prompt! Great communication and super friendly folks at Northstar! Highly recommended!!
Eric Colby
Eric Colby
16:09 23 Aug 21
Thorough and consistent without being pushy. Purchasing a home requires follow-up and I never felt like too much was expected of me.
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