Products

Northstar Mortgage Group offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide a wide array of products along with the ability to offer extremely competitive interest rates.

Northstar Mortgage Group has brokers who specialize in matching home buyers with the right mortgages. We’re committed to providing the highest quality service available anywhere. We offer 100% financing opportunities to qualified buyers, which enables buyers to come to the table with little to NO money down. When you get pre-approved through Northstar Mortgage, you’re officially on your way to your new home!

  • USDA/ Rural Housing
  • Reverse Mortgages
  • FHA
  • VA
  • Conventional Loans
  • Equity Lines
  • Second Home Products
  • Investment Properties
  • Jumbo Loans
  • Building Packages with local builders

Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.

Need help with your home buying or refinance process?

Get in Touch Read Our Reviews
Zach Hoag
Zach Hoag
02:22 12 Sep 23
Kate Dibiase and the Northstar team were incredible — they made our home loan process smooth and seamless even from out of state! All the way through, Kate provided guidance and reassurance that kept us moving toward our goal purchasing a forever home in Maine. Thanks, Kate!
Jeremy Evans
Jeremy Evans
11:40 29 Aug 23
Man. When I met Brian and Kara I was in a tight situation and they were able to help me out tremendously, and fast I'm forever grateful and will send anyone and everyone who's looking to buy a house or land, these guys actually care Def a one in a million crew
Raven Scarborough
Raven Scarborough
14:39 19 Aug 23
Working with Leigh and Kara made the buying process such a breeze. They both were so responsive and helpful with anything and everything we needed. Can’t recommend them enough!
Rob Wright
Rob Wright
21:40 16 Aug 23
My wife and I worked with Haley McGovern to purchase our home. I cannot say enough positive things about Haley! From the very beginning of the process, Haley was super responsive and made sure that we understand everything that was happening every step of the way! It did not matter what time of the day or night that we emailed Haley, she responded quickly and always had the answers. Haley is a true professional and we could not have asked for a better experience! If you are in the market for someone to assist you with your purchasing or refinancing needs, you will not find anyone better than Haley McGovern!!!
Jenny Gluvna
Jenny Gluvna
16:41 11 Aug 23
We worked with Kate and to say she’s the best is an understatement. She was kind, responsive, and incredibly good at her job! Would recommend Northstar to everyone
Andrew Worth
Andrew Worth
23:35 10 Aug 23
Kate and her team were absolutely amazing every step of the way for my family. From pre-approval to closing day. Kate went what we feel was above and beyond in helping us find a new insurance company the day before closing! Couldn’t thank the Northstar team enough!
Sean Luscomb
Sean Luscomb
19:39 10 Aug 23
Brian and Kara are probably the best team a new home buyer could ever ask for. All of my concerns were resolved immediately and a lot of that involves work behind the scenes from them. It truly felt like I was being provided white glove service. Brian spent several hours on the phone with me at various points to go over everything and his deep understanding of the process was very calming in a tumultuous process.Thank you for everything and I would completely 100% recommend their services to anyone needing to furnish a loan.
Margaret Orr
Margaret Orr
18:54 08 Aug 23
It was a great journey working with you guys and I appreciate everything that they have done.i will surely recommend any one who needs this type of service ,it was a successful journey and a great destination thank you guys .
Jessica Perez
Jessica Perez
17:10 06 Aug 23
Kate and the northstar team was recommended to us in buying our first house, and they did not disappoint! They made the process incredibly easy to navigate even in a less than ideal market. Communication was always reliable, they are patient, and willing to answer any question. Will be only recommending this Team!
Sarah Clement
Sarah Clement
22:37 01 Aug 23
My experience with Northstar (and specifically Kate DiBiase) could not have been better. Kate is truly one of a kind. She is incredibly professional, efficient, and is for sure one of the hardest workers I've ever met. Kate is super approachable and incredibly responsive. I was blown away with my experience with Kate & her team. Could not say enough great things!!
Trina Fraser
Trina Fraser
00:42 19 Jul 23
Leigh and Kara were outstanding in assisting us with the purchase of our new Maine home. Their prompt responses to all of our concerns were appreciated. These ladies know what they are doing!! True professionalism at its best.
Christopher Rowley
Christopher Rowley
14:03 11 Jul 23
Just finalized and bought my first home with the help of Northstar Mortgage! My realtor recommended the Northstar Mortgage Group and I am very thankful for that. They were very personable and I felt they truly cared about me. They were available for any questions I had and made it known that they will continue to be there for me from here on out.
Christopher Bird
Christopher Bird
14:21 26 Jun 23
Leigh and her team were so great to work with. They were super responsive to emails, calls, and texts, and helped us through every step of the process as first-time home buyers. Northstar was able to get us pre-approval letters very quickly to include with offers, and their ability to quickly close on a mortgage helped make us competitive and ultimately, helped us to close in a fast-moving market with lots of competition.
Kent Schrad
Kent Schrad
16:13 30 May 23
Kate at Northstar Mortgage helped to make our home buying experience fast and easy to navigate. She was always in communication which allowed us to come up with a competitive offer in a short time frame. Really appreciated all of the digital documentation as well, since we were buying a house in a different state.
Kristen Hitchens
Kristen Hitchens
12:37 28 May 23
We relocated from FL and were referred to Northstar by our longtime FL realtor. Northstar is excellent - Brian and Kara are extremely responsive and very efficient. Everything went smoothly on their end from start to finish, even with multiple complications on our end due to relocating/house hunting mostly from a distance. The mortgage was the most painless part of our move and that's definitely due to Brian/Kara - they were always ahead of the game on paperwork we needed and pivoted easily when we changed plans. Highly recommend - I genuinely can't imagine you'd find a better team to work with anywhere.
David Armer
David Armer
20:09 22 May 23
Thank you, Leigh and team! Closing today was a happy moment and your support and effort to get here were very much appreciated! While it took almost a year to find the right house you all were always prompt, friendly and helpful the entire time. Your rapid responses and knowledge reduced a load of stress during the buying process. My second time working with you and both times consistently have been extremely positive experiences. I highly recommend you and even more so since you are a local business. Many thanks!
Viktoria Steeva
Viktoria Steeva
14:13 13 Apr 23
The best mortgage company around.We worked with Leigh many times and she would go above and beyond to help us out. I cannot recommend Northstar Mortgage enough!!! Don't hesitate and choose them as your mortgage company ,you won`t regret.
Allyson Norton
Allyson Norton
16:00 07 Apr 23
I am so thankful my agent led me to Northstar to work with Leigh and Kara. The team at Northstar are truly working with you as a partner when going through the home buying process - I was confident I was working with the best the entire time. Every question was answered, and I always appreciated the transparency. They definitely made both selling and purchasing a home a breeze!
Elizabeth Voisine
Elizabeth Voisine
15:35 09 Feb 23
Leigh was fantastic to work with. She was helpful and dealt with my many questions so kindly and efficiently. She was readily available whenever questions arose - evening hours too, which was super helpful, especially when we got down to crunch time. I highly recommend Northstar Mortgage Group!
Paul Suitter
Paul Suitter
21:13 01 Feb 23
I worked with Brian Gagnon, and he was truly a life-saver. I found Brian after a previous broker relationship did not work out. It was specifically at a time when mortgage rates were peaking, and I thought my home was suddenly out-of-reach. Brian immediately stepped up and found me a lender and rate that saved my dream home, which I'm now enjoying to the fullest. Next time I need a home loan or looking to refinance, I'll be reaching out directly to Brian and will be recommending that everyone I know do the same.
Amanda Ackley
Amanda Ackley
13:00 31 Oct 22
My family and I will be forever grateful for Leigh, Kara and the entire team at North Star Mortgage for helping us through our journey of first-time home ownership. As with any mortgage it comes with many obstacles/stresses and we were overwhelmed by it all, but Leigh and her team were quick to respond promptly and put our minds at ease. Working with this company, we didn't feel like just a number, we felt like it was a friend on the other end! Highly Recommend, and again thank you North Star Mortgage for helping our family with our new home.
Elisha Perez
Elisha Perez
20:57 23 Aug 22
We loved working with Leigh and Kara. My husband and I were first time homeowner/buyers and Leigh worked relentlessly to get me approved and she worked hard for a low rate. I would recommend northstar mortgage group to everyone but especially first time home buyers.
Rachel Dyer
Rachel Dyer
15:39 18 Aug 22
I really can't recommend Northstar Mortgage enough. Leigh and Kara were quickly responsive to my many questions, and as a first-time homebuyer they made this whole process extremely easy to understand and as stress-free as possible to move through. Not only is the team at Northstar well informed, capable, and efficient, they're also incredibly friendly and kind - they worked with me around the closing dates and I even managed to close a week early thanks to their efforts and support. Long story short, Northstar Mortgage is awesome, and I know I'll be coming back to this team for my future mortgage needs!
Heidi Ortiz
Heidi Ortiz
00:11 31 Jul 22
10/10 highly recommend. Brian and Kara are a great team and were instrumental in getting our dream home! Brian kept us informed and provided clear expectations for our financing, answered all of our questions, and always followed up. Kara kept us moving forward and even stayed late on a Friday night so that we were still able to close on our original closing date. Couldn't have done it without them. Thank you for all the hardwork you guys did to get us into a our first home!!
Konstantine Chapanoff
Konstantine Chapanoff
20:26 26 Jul 22
Mike Virgie was spectacular to work with! Extremely professional and efficient.Full communication every step of the way, which wasn’t many steps as he made the cash out refinancing process super easy. Flexible terms, rock bottom rates, great local service.
Steve M
Steve M
14:57 26 Jul 22
I have known Mike Virgie for over 10 years. I have completed two refinancing loans with Mike and Northstar Mortgage over the past few years. Mike's diligence is on point, and he clearly explains every detail and step during the process. Most importantly, Mike is super knowledgeable about the industry and current market trends. He provides insight beyond his knowledge of mortgages. If you would like to have peace of mind and feel confident your loan process will be done correctly, I highly recommend you to use Mike Virgie. He truly has your best interest at heart.
Joshua Dickson
Joshua Dickson
21:04 24 Jul 22
The smoothest process I’ve ever had! Mike Virgie was absolutely amazing. Every communication was clear, timely, and if I missed something, he followed up with me instead of just waiting(which I’ve had happen in the past with different lenders). Definitely my go-to for the next purchase or refinance!
Fred Reinhard
Fred Reinhard
20:20 22 Jul 22
I referred a friend to Mike Virgie of Northstar Mortgage. To say my friend is tech challenged, is an understatement. My friend was so thrilled how patient and understanding Mike was. So impressed with his “down to earth” style. Way to go Mike!
Jeremy Niles
Jeremy Niles
15:48 21 Jul 22
Leigh and her team were amazing to work with while we bought our first home. After dealing with some frustration with a couple other lenders Leigh's service was such a refreshing experience. She got us closed early, offered a competitive fee schedule and locked in (for today) a pretty great rate for us. We got all our questions answered, her team was amazingly responsive and we generally felt like we had made a very good new friend.I wouldn't hesitate to recommend Leigh and the Northstar team.
A Google User
A Google User
15:48 21 Jul 22
Leigh and her team were amazing to work with while we bought our first home. After dealing with some frustration with a couple other lenders Leigh's service was such a refreshing experience. She got us closed early, offered a competitive fee schedule and locked in (for today) a pretty great rate for us. We got all our questions answered, her team was amazingly responsive and we generally felt like we had made a very good new friend.I wouldn't hesitate to recommend Leigh and the Northstar team.
Ashley Sullivan
Ashley Sullivan
18:54 07 Jul 22
I had an absolutely wonderful experience with this company. One of their employees, Danielle, went above and beyond to make sure my family got everything we needed squared away so we could purchase our first home. She guided me through everything that needed to be done and answered any question that I had. Even after we closed on the house, I had some follow-up questions and reached out and she was always willing to provide me with an answer or find me somebody who could help. I highly recommend this company.
business H.
business H.
17:14 29 Jun 22
Leigh was wonderful to work with as she smooth-lined the mortgage process for a purchase we made out-of-state with ease. She was very helpful and quickly responded to any questions or concerns raised along the way. I would choose Northstar, and recommend Leigh to others in the future. Thanks so much, Leigh & Kara for making this as calm and organized a process as possible for us! ~Erica H.
Cody Fraser
Cody Fraser
12:54 23 Jun 22
Had a great experience working North Star Mortgage. Leigh was very responsive, knowledgeable and made sure we got into our new home. Thankful for the help and advice along the way. Highly recommended!
Aaron P
Aaron P
17:04 16 May 22
Leigh, Kara, and the entire team at Northstar Mortgage Group were awesome and a pleasure to work with throughout the entire home-buying experience. All was done through email and phone making it super convenient for me as where I live in Oxford, Maine. They made the VA loan process a breeze and closed in 30 days. Thank you!!!
Christopher Hamilton
Christopher Hamilton
15:28 11 May 22
Leigh was incredible to work with on my VA loan! There were a lot of challenges with my particular loan: doing everything remotely, unique property, multiple underwriting conditions, but Leigh was able to respond quickly and proactively with innovative solutions. She was extremely helpful and encouraging during the entire process and it was a pleasure to work with her and Northstar Mortgage Group! I also want to include a very special shout-out to Kristina Emery, our loan processor. Her patience and enthusiasm was a shining light during the lending process. Thank you!!
Carlo Oliveira
Carlo Oliveira
00:54 07 May 22
Leigh and her entire team were fantastic. We had a short window to get everything complete. Due to their persistence and diligence we got through it without a hitch. It was a pleasure working with individuals you knew would respond immediately with patience. Highly recommend if you want a painless home buying experience.
Cory Butterfield
Cory Butterfield
23:52 04 May 22
Jason and Leigh where very helpful with buying our forever home! They where able to finance us in less then 24 hours so we could go under contract on our new build. They would answer my phone calls and text whenever I had any questions, even while on vacation. I am so grateful to them and would use them again and recommend them to all my friends.
Joseph Porter
Joseph Porter
14:13 30 Apr 22
Leigh, Kara, and the entire team at Northstar Mortgage Group have been a pleasure to work with throughout this home-buying experience. We are moving to Maine from out of state, and we needed a quick turn-around on getting a mortgage in this competitive sellers' market. Northstar was there with us every step of the way. The team is professional, thorough, and moves the process along quickly. They were also available to answer all the questions we had along the way. Thank you, Leigh and Kara!
Aviv Gahalan
Aviv Gahalan
01:18 30 Apr 22
Leigh & Kara were communicative and helpful throughout the process.Was able to save the day when other lenders couldn't.Would highly recommend!
Alex Kee
Alex Kee
16:06 27 Apr 22
Leigh and Kara were extremely helpful throughout the process. Both were quick to answer texts, calls, emails and provided helpful information. 10/10
Anthony Voiles
Anthony Voiles
22:05 24 Feb 22
I never thought I’d say “I loved working with a mortgage company” but Brian with Northstar Mortgage Group proved me wrong. Coming from a large major city, I never knew it was possible for a home buying process with a mortgage company to feel to personable. They went above and beyond and made our home buying process from another state very enjoyable and easy.
Maddy M
Maddy M
00:45 20 Jan 22
Leigh & her team were exceptional! They were very responsive to the many questions that we had as first time home buyers which was important to us. I highly recommend this group, they take the time to fully explain all the little things that come with buying a house. They even reached out to see how we were doing after we bought the house which was very thoughtful. We plan to use this group again for future purchases!!
Ashley Smith
Ashley Smith
23:20 04 Jan 22
Leigh and her team are FANTASTIC! We didn't make it easy for them, either.We first purchased our home through Northstar Mortgage. I don't know how she did it, but Leigh was able to secure financing for us to buy our dream home.5 years later, we refinanced to do some improvements. They were fast, friendly and knowledgeable. Leigh answered my questions even while recovering from Covid.When we were out of town for the closing date, Leigh knocked it out of the park by sending a travelling notary to our resort in Myrtle Beach.I thoroughly enjoyed working with Leigh and her team and I highly recommend them!
Matt
Matt
20:59 20 Dec 21
Brian and Kara were fantastic in securing a mortgage for my wife and I. They were attentive, responsive and just great people to deal with and speak to on the phone. They helped us close a week earlier then scheduled and we could not have asked for a better outcome. Highly recommend.
Amanda ʕ•ᴥ•ʔ
Amanda ʕ•ᴥ•ʔ
01:32 20 Nov 21
It was an absolute pleasure to work with Brian and Kara. They were extremely helpful, professional and very friendly. They made the home loan process very easy especially since this is my first time buying a home and whenever I had questions they were there. They congratulated me on closing day and now I have a beautiful dream home thanks to their help. I would absolutely recommend Northstar to anyone looking for the best loan company. They are fantastic!
Tiffanie Delano
Tiffanie Delano
00:48 22 Oct 21
My husband and I recently refinanced our house with Northstar and to say Haley was amazing is an understatement! She was always so prompt to answer any questions I had no matter how silly, no matter the time of day, even replying when she was out of the office getting ready for her wedding! She was so helpful through the whole process, especially when we had a couple obstacles to overcome. I would one hundred times over recommend Northstar to anyone I know looking to buy or refinance.
Jennifer Dunn
Jennifer Dunn
12:52 19 Oct 21
Working with Leigh and Northstar Mortgage was a fantastic experience. Leigh made the process very easy, especially with all the online tools. Leigh and her team were always quick to respond to emails and very encouraging in a stressful market. We held my closing at the Northstar Mortgage office, and all I can say is WOW. The decor and ambience of the office made for a pleasurable experience. Everything is so bright and open! I have bought and sold 4 houses in the last 6 years, and this has to been hands down the most seamless and smoothest transaction!
Perrin Jameyson
Perrin Jameyson
17:56 18 Oct 21
Leigh and Kara really worked with us to find what works and what made us comfortable- especially in this market! I’d recommend them to anyone! Thank you so much, guys
Shelly Afthim
Shelly Afthim
16:50 18 Oct 21
Working with Leigh was awesome! She made the entire process easy and used her knowledge of the process to get us the best possible rate. We would highly recommend Northstar Mortgage and Leigh to anyone looking for a mortgage. They are consistently voted the best in the area and it’s because of their professionalism and care for their clients!
Binh Alley
Binh Alley
19:02 01 Oct 21
I love Leigh. We bought our first house with her 5 years ago and she helped us close within 4 weeks and just helped us on another house. She had been responsive in between especially with the recent house with Kara's help. I highly recommend them even to family and friends.
Windham Powersports
Windham Powersports
16:22 24 Sep 21
Thank you for all your help in my refi process!! Super easy and prompt! Great communication and super friendly folks at Northstar! Highly recommended!!
Eric Colby
Eric Colby
16:09 23 Aug 21
Thorough and consistent without being pushy. Purchasing a home requires follow-up and I never felt like too much was expected of me.
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